When town building began in earnest on the prairies in the late 1800s, most little settlements had a bank. Often they were private banks, such as the one in Old Deloraine which was owned by Cavers and Stuart. Toronto Dominion opened a bank in the original site of Pilot Mound. As was frequently the case, the railroad decided the locations of towns despite the best intentions of early pioneers. Usually the whole town was moved next to the railroad. Early bank vaults were made of fieldstones and due to their clumsy weight were left behind. There are only two such bank vaults in western Canada and both are in southern Manitoba. One rests on the lower slope of Pilot Mound and the other sits in the middle of a farmer’s yard which is the site of the original Deloraine.